Short term loans from 3 to 18 months

Apply for a loan between £100 and £2,000


Warning: Late repayment can cause you serious money problems. For help, go to

Short Term Loan Charges

How much does a short term loan cost?

Short term loans through carry no hidden fees or charges, the process is clear and fund can be transferred within minutes depending on the lender who accepts you. You can borrow from £100 to £2,000 and you can even borrow £2,000 on your first loan application.

Please see the table below for details of our charges for a 12 month loan repayable in 12 monthly repayments.

Over 4 million people use short term loans a year to bridge the gap when finances run low. Short term loans are designed to be a short term solution and not for sustained long term borrowing, we recommend seeking financial advice you if you using payday loans for a long term borrowing.

Rates between 45.3% ARR to maximum 1575% APR. However the rate of APR will vary depending on the lender that accepts your loan application, please make sure you read the loan agreement fully before digitally signing the loan agreement. The APR calculated also depends on the duration of the loan, but it will be presented to you clearly before accepting an agreement.

Rates between 45.3% ARR to maximum 1575% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed). The total charge for credit is £635.24 The total amount repayable is £1335.24. Rates between 45.3% ARR to maximum 1575% APR.

Online Application

1. Apply Online

2. Online Decision

3. Loan Transferred

  • Borrow from £100 to £2000.
  • From 3 to 18 months.
  • All circumstances considered.


Apply Now >


APR Explained

Rates between 45.3% ARR to maximum 1575% APR

Representative 279.1% APR

Representative Example:

Amount of credit: £800 for 12 months at £132.16 per month.

Total repayment of £1,585.87. Interest: £785.87.

Interest rate: 150% pa (fixed). 279.1% APR Representative.

APR rates range from 45.3% APR to 1575% Max APR. Your APR rate will be based on your circumstances.

FCA Reference Number: 747184

Data Protection Act 2018: Z3565851